Failed 2022

    Three Arrows Capital

    Concentrated, leveraged bets in volatile markets with borrowed funds create cascading systemic risk.

    Founded → Closed

    2012 → 2022

    Funding Raised

    $0 (hedge fund)

    Industry

    Crypto/Hedge Fund

    Country

    Singapore

    IdeaProof AI Failure Score

    78/100
    Market Fit Risk
    55
    Burn Rate Risk
    50
    Founder Risk
    85

    What Happened: The Timeline

    🚀

    2012

    3AC founded by Su Zhu and Kyle Davies

    📈

    2021

    Peak: managing $10B+ in crypto assets

    ⚠️

    May 2022

    Terra/Luna collapse wipes out major positions

    📉

    Jun 2022

    Defaults on $3.5B in loans, triggers industry cascade

    💀

    Jul 2022

    Files for bankruptcy, founders flee

    Root Causes

    Three Arrows Capital (3AC) was a crypto hedge fund managing over $10B at its peak. Co-founders Su Zhu and Kyle Davies made heavily leveraged directional bets on crypto assets, including a large position in Terra/Luna. When Terra collapsed, 3AC couldn't meet margin calls and defaulted on $3.5B in loans from multiple lenders. The 3AC collapse triggered a cascade of failures across crypto: Voyager, Genesis, BlockFi, and others fell like dominoes. Both founders fled Singapore and were sentenced in absentia.

    Sources & References

    Could This Failure Have Been Prevented?

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