Updated August 2026
    Actively maintained
    Real momentum
    9.1k

    Ghostfolio: Maintenance, Licence and Alternatives

    Wealth management software to keep track of stocks, ETFs and cryptocurrencies.

    TL;DR • Ghostfolio • as of August 2026

    Ghostfolio is an open-source money, budgeting & management project positioned as an alternative to Personal finance, with 9.1k GitHub stars and a health score of 100/100. It committed 1389 times in the last twelve months across 12 of those months, and its status is actively maintained. Licence: AGPL-3.0. It has real momentum, so treat it as a live competitor rather than a stale repository.

    9.1k
    GitHub stars
    100/100
    Health score
    1389
    Commits (12 mo)
    12/12
    Active months

    Maintenance health

    Status Actively maintained — Committed within the last 45 days.
    Last commit 2026-08-15
    Days since last commit 2
    Commits, last 3 months 527
    Commits, last 12 months 1389
    Months with activity 12 of 12
    Last release 2026-08-15
    Archived No
    Licence AGPL-3.0
    Category Money, Budgeting & Management
    Positioned against Personal finance

    Health score combines commit recency, twelve-month commit volume, months with activity, release recency and archive state. Metadata refreshed August 2026.

    What the licence lets you do

    AGPL-3.0

    Copyleft (GPL, AGPL, MPL): derivative work must stay open. AGPL also covers software offered over a network, which blocks most closed SaaS wrappers.

    This matters most when you plan to sell a hosted version. A permissive licence means anyone — including a competitor with more capital — can do the same, so your defensibility has to come from distribution, support or data, not from the code.

    What Ghostfolio means for your idea

    Ghostfolio is shipping code consistently, so a buyer comparing your product will find a maintained free option. Price and position against the total cost of self-hosting it, not against the paid incumbent's list price.

    Assume every prospect can find a free version in five minutes. Your wedge has to be something open source structurally cannot deliver: compliance, support SLAs, managed hosting at scale, or a workflow the maintainers refuse to build.

    Ghostfolio: common questions

    Is Ghostfolio still maintained in 2026?

    Actively maintained. Ghostfolio recorded 1389 commits over the last twelve months, with activity in 12 of those months and 527 commits in the last quarter. Last commit: 2026-08-15. Last release: 2026-08-15. Committed within the last 45 days.

    Can I use Ghostfolio commercially?

    Ghostfolio is published under AGPL-3.0. Copyleft (GPL, AGPL, MPL): derivative work must stay open. AGPL also covers software offered over a network, which blocks most closed SaaS wrappers.

    Is Ghostfolio a good Personal finance alternative?

    Ghostfolio targets the same job as Personal finance and is actively shipping. Adoption sits at 9.1k stars. Whether it is a good replacement depends on your deployment constraints: self-hosting adds infrastructure, upgrade and security work that a commercial subscription absorbs for you.

    How crowded is the Money, Budgeting & Management category?

    42 open-source implementations, 27 of them actively maintained, led by HyperSwitch at 43k stars. Saturation score 72/100 — Crowded. Free, maintained alternatives already dominate this category.

    Ghostfolio alternatives in Money, Budgeting & Management

    HyperSwitch

    Money, Budgeting & Management

    43k

    Payment switch to make payments fast, reliable and affordable. Connect with multiple payment processors and route traffic effortlessly, all with a single API integration.

    Actively maintained
    Real momentum
    Apache-2.0

    Actual

    Money, Budgeting & Management

    28k

    Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automa

    Actively maintained
    Real momentum
    MIT

    Firefly III

    Alternative to Personal finance

    24k

    Firefly III is a modern financial manager. It helps you to keep track of your money and make budget forecasts. It supports credit cards, has an advanced rule engine and can import data from many banks

    Actively maintained
    Real momentum
    AGPL-3.0

    Lago

    Alternative to Stripe Billing, Chargebee, Usage-based billing

    10k

    Metering and usage-based billing.

    Actively maintained
    Real momentum
    AGPL-3.0

    Competing with free? Check the market first.

    IdeaProof scores your idea against live competitors, market size and 1,000+ documented startup failures in about two minutes.