Customer lifetime value

    What is LTV? Customer Lifetime Value Guide 2026

    Updated:
    3 min read

    LTV (Customer Lifetime Value) is the total revenue a customer generates during their relationship with your business. Calculate it: LTV = (Average Purchase Value × Purchase Frequency × Customer Lifespan). Example: $50 avg purchase × 10 purchases/year × 3 years = $1,500 LTV. Healthy business: LTV should be 3x CAC (Customer Acquisition Cost). Increase LTV through upsells, retention, and reducing churn. SaaS LTV: Monthly Revenue × Gross Margin ÷ Churn Rate.

    Key Customer Lifetime Value Takeaways

    • LTV = Average Purchase × Frequency × Lifespan
    • SaaS LTV = Monthly Revenue × Gross Margin ÷ Churn Rate
    • Healthy LTV:CAC ratio is 3:1 (LTV should be 3x CAC)
    • Increase LTV: Upsells, cross-sells, reduce churn, increase engagement
    • Track LTV by customer segment to optimize marketing spend
    • High LTV customers deserve more acquisition investment

    Customer Lifetime Value Statistics

    3:1

    target LTV:CAC ratio

    5-25%

    revenue from upsells

    5%

    retention boost = 25-95% profit

    6-7x

    cost to acquire vs retain

    Related concepts: ltv formula, lifetime value, ltv calculation, ltv cac ratio, increase ltv, saas ltv, customer value, ltv by segment, customer retention, upselling.

    Expert Tips

    Segment LTV by cohort

    Different customer segments have vastly different lifetime values

    Focus on retention first

    Reducing churn by 5% can increase profits 25-95%

    Include upsell revenue

    Expansion revenue can be 20-30% of total LTV for SaaS

    Calculate by acquisition channel

    Customers from different channels often have different LTVs

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